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I admit it. I'm a coupon clipper and user. Call me a cheapskate but I keep my Bucky Book (coupon book) in the car and consult it often. I've even been known to ask my coworkers for their coupons. I try to think of using the coupons like the merchant is actually handing me the cash back. That makes it seem very worthwhile. Grocery stores have limited the use of coupons - offering more in-store specials instead. On the other hand, it seems department stores have increased their issuance of store coupons-usually for a percentage off or a dollar amount off. You need to read the fine print as some items are always excluded, but for the most part, you can really save. My favorites are from Macy's - spend $50 or over and get $20 off! It must run in the family. My husband religiously clips the Sunday paper coupons and files them away. Of course they're only beneficial if you actually use the product or want to try it. How about you? Is it worth the time and effort? Do you have a special system for filing and using coupons? Are they a waste of time for you? Happy clipping!
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