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Top holiday spending strategies

Posted: Wednesday, December 11, 2013 --- 10:25pm

There's no doubt about it, the hustle and bustle of the holiday season can really take a lot out of you, both physically and financially.

Here are some ways to keep it the most wonderful time of the year.

1. Get a gift receipt
It's very important to get those gift receipts. Not only get a gift receipt, but request a copy of the original receipt. Then make a copy of the original receipt and give that and the gift receipt to the person you're giving the gift to. It may seem uncomfortable, since the price is on the original receipt, but if somebody does wants to return the item, both receipts will ensure they're getting the full value of what you originally paid.

2. Know the return policy
Whether you're buying in store or online, knowing what the return policy is beforehand isn't something to blow off.

3. Check it twice!
Chances are you'll buy at least one thing online this holiday season. Let's face it, buying online has its perks. You deal with no lines, no crowds, and you can shop in your pajamas. But, if you're not careful, one click could be the click of doom. So, check the price total twice, before you hit submit. The last thing you want to do is be charged double for anything.

4. Use one credit card
Work on using only one credit card. This will help avoid any identity theft. It'll also make it easier to keep track of your finances, once the bills start rolling in.

Happy shopping!

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