You don't have to have a dime in your pocket to open a savings account at the newest bank on Madison's southwest side.

Lisa Veldran says, " Does it cost any money? No!"

The only thing it will cost you is time.

Veldran says, " The Timebank is earning time by doing things in you neighborhood and then spending that time on things that you find or that neighbors can do for you."

In other words if you donate an hour of your time to someone, later on you can get an hour of someone else's time.

According to members you can get things like help grocery shopping or get a lift some where.

Gail Lucas has been a member of the Timebank for more than a year and she says, " We'll offer like rides to the airport, rides to Milwaukee. I offered a ride to Manitowoc one weekend I was headed up there."

The service is free and open to anyone. So, even if you don't think you have something to offer...

Lucas says, " Everyone has something that they can give and some talent. "

Odds are someone out there can benefit from a moment of your time.