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Insurers Must Cover Birth Control With No Copays

Posted Monday, August 1, 2011 --- 12:40 p.m.

WASHINGTON (AP) -- It's part of a big expansion of coverage for women's preventive care under President Barack Obama's health care law.

The administration says health insurance plans will have to cover birth control as preventive care -- and there can be no copays.

Also to be covered without copays are breast pumps for nursing mothers, an annual "well woman" physical, and screening for the virus that causes cervical cancer and for diabetes during pregnancy. And, plans will have to cover counseling on domestic violence, as well as other services.

The requirements will take effect in January of 2013 in most cases. They're expected to eventually apply to most employer-based plans, and to coverage purchased individually.

The move reflects a near-unanimous recommendation last month from a panel of experts.

As recently as the 1990s, many health insurance plans didn't cover birth control. Today, almost all plans cover prescription contraceptives, with varying co-pays.

The cost of the new coverage will be spread among people with health insurance, resulting in slightly higher premiums. It could be offset somewhat with savings from diseases prevented or from pregnancies that are planned.

Copyright 2011 by The Associated Press. All Rights Reserved.


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  • by Anon Location: WI on Aug 3, 2011 at 02:09 PM
    Would you rather have the taxpayers paying for more babies that people shouldn't have had in the first place?
  • by Anonymous on Aug 2, 2011 at 04:17 PM
    Sometimes contraceptives are used for other medical reasons and have nothing to do with not having a child. It is a medication, hence the need to cover it. An example women who have fibroids.
  • by Brad Location: Baraboo on Aug 1, 2011 at 07:38 PM
    I find it interesting that fertility is treated as a disease that needs to prevented and covered with no co-pays. I always thought that the conception of a child is when biology functioned correctly.

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